Financial Calculators

Amortization Schedule - Loan Calculator with extra payments (Excel Format)

College Funding Calculator - The College Fund Calculator calculates how much you should set aisde for your childs college education

Retirement Calculator.- Running out of your retirement savings too soon is one of the biggest risks to a comfortable retirement. Use this calculator to find a potential shortfall in your current retirement savings plan.

IRA Calculator- Running out of your retirement savings too soon is one of the biggest risks to a comfortable retirement. Use this calculator to find a potential shortfall in your current retirement savings plan.

Roth Calculator- Running out of your retirement savings too soon is one of the biggest risks to a comfortable retirement. Use this calculator to find a potential shortfall in your current retirement savings plan.

Home Loan Calculator - Used the Home Loan Calculator to calculate how much you can afford when it comes to buying a house

RA Calculator- The RA Calculator calculates how much to put away to get a certain amount of money in the future, and how much you could expect to draw out of that money.

Mortgage Calculator- The Mortgage Calculator calculates monthly mortgage payments.

Financial Calculator - Using the Financial Calculator you can compare what would happen if you took one of two choices with some extra cash you have -- prepaying your mortgage each month, or investing it instead

Interest Calculator- Use the Interest Calculator to calculate the actual interest rate on a mortgage

Savings Calculator- The Savings Calculator will show how consistent investments over a number of years can be an effective strategy to accumulate wealth.

Loan Calculator - The Loan Calculator calculates your loan payments

Prepayment Calculator - The Prepayment Calculator calculates how a loan prepayment will change your loan

Loan Comparison Calculator - The Loan Comparison Calculator calculates the payments for different loan amounts or different interest rates

Mortgage Calculators

Adjustable Rate Mortgage Calculator - This calculator helps you to determine what your adjustable mortgage payments will be.

Amortization Schedule - Loan Calculator with extra payments (Excel Format)

APR Calculator - for Adjustable Rate Mortgages Use this calculator to find the APR on your adjustable rate mortgage.

ARM vs. Fixed Rate Mortgage - Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.

Balloon Mortgages - A balloon mortgage can be an excellent option for many home buyers, use this calculator to see if a balloon mortgage might fit your needs.

Bi-weekly Payment Calculator - Using bi-weekly payments can accelerate your mortgage payoff and save you thousands in interest. Use this calculator to compare a typical monthly payment schedule to an accelerated bi-weekly payment.

Bi-weekly Payments for an Existing Mortgage - This calculator shows you the possible savings by starting to pay your current mortgage with bi-weekly payments, instead of monthly payments.

Blended Rate Mortgage Calculator - This calculator helps you determine the effective, or blended, interest rate you would pay if you use a first and a second mortgage to finance the purchase of a home.

Fixed Rate Mortgage vs. Interest Only Mortgage - Use this calculator to compare a fixed rate mortgage to Interest Only Mortgage.

Fixed Rate Mortgage vs. LIBOR ARM - Use this calculator to compare a fixed rate mortgage to a LIBOR ARM.

Interest Only ARM Calculator - Interest only mortgages can provide you with very low monthly payments, however you are not paying off any principal during the interest only period.

Interest Only Mortgage Calculator - Use this calculator to generate an amortization schedule for an interest only mortgage.

Maximum Mortgage - Use this calculator to determine your maximum mortgage and how different interest rates affect your how much you can borrow.

Mortgage comparison: 15 years vs. 30 years - Use this calculator to compare these two mortgage terms, and let us help you decide which term is better for you.

Mortgage Debt Consolidation - This calculator is designed to help determine whether using a mortgage to consolidate your debt is right for you.

Mortgage Loan Calculator - Use this calculator to determine your monthly payment and amortization schedule.

Mortgage Loan Calculator (PITI) - Use this calculator to determine your monthly mortgage principal, interest, taxes and insurance payment (PITI) and amortization schedule.

Mortgage Payoff - Save thousands of dollars in interest by increasing your monthly mortgage payment.

Mortgage Points Calculator - Should you buy points? Use this calculator to find out.

Mortgage Qualifier - Can you buy your dream home? Find out just how much you can afford!

Mortgage Required Income - Use this calculator to determine how much income you need to qualify for a mortgage and how different interest rates affect your required income.

Mortgage Tax Savings Calculator - Interest and points paid for a home mortgage are tax deductible. Use this calculator to determine how much your mortgage could save you in income taxes.

Option ARM vs. Fixed Rate Mortgage - Use this calculator see how a minimum payment on an Option ARM Mortgage can save you money on your monthly mortgage payment.

Refinance Breakeven - Should you refinance your mortgage? Use this calculator to determine when you will breakeven!

Refinance Interest Savings - Use this calculator to see how much interest you can save by refinancing your mortgage!

Rent vs. Buy - Are you better off buying your home, or should you continue to rent?

Reverse Mortgage Calculator - This calculator is specifically designed to show you how the outstanding balance of a reverse mortgage can rapidly grow over a period of time.

Loan Calculators

Alternative Payment Frequencies - Use this calculator to determine your payment or loan amount for different payment frequencies.

Amortizing Loan Calculator - Enter your desired payment - and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment!

Loan Comparison Calculator - Use this calculator to sort through the monthly payments, fees and other costs associated with comparing loan options.

Loan Prequalification Calculator - Use this calculator as your first step in determining your ability to qualify for a loan.

Auto Calculators

Auto Loans - Find out how much automobile you can buy based on your monthly payment, or find out your loan payment based on your purchase price!

Home Equity vs. Auto loan - Use this calculator to determine if a home equity loan makes sense for your next automobile purchase.

Lease vs. Buy - Should you lease your next automobile or finance it? Find out with this calculator!

Retirement Savings and Planning

Required Minimum Distribution (RMD) - Use this calculator to determine your Required Minimum Distributions (RMD) as an account owner of a retirement account. This financial calculator will also look at potential future year's distribution requirements.

Retirement Planner - Quickly determine if your retirement plan is on track - and learn how to keep it there.

Roth IRA Calculator - Use this calculator to compare the Roth IRA to an ordinary taxable investment.

Roth IRA Conversion - This calculator will show the advantage, if any, of converting your IRA to a Roth.

Social Security Benefits - Use this calculator to estimate your Social Security benefits.

Traditional IRA Calculator - How can contributing to a regular IRA help you in your retirement?

Tax Calculators

1040 Tax Calculator - How much in income taxes will you pay? Use this 1040 tax calculator to help determine your tax bill for next April.

457 Payroll Deductions - Use this calculator to help you determine the impact of changing your payroll deductions.

Earned Income Credit (EIC) Calculator - Use this calculator to determine if you qualify for the Earned Income Credit and if so, how much it might be worth.

Estate Tax Planning - Knowing your potential estate tax liability is a great place to start your estate tax plan. Use this calculator to estimate your estate tax liability.

Hourly Paycheck Calculator - Use this calculator to help you determine your paycheck for hourly wages.

Marginal Tax Rate Calculator - Use this calculator to determine your marginal and effective tax rates. This calculator sorts through the tax brackets and filing options to calculate your true tax liability.

Net to Gross Paycheck Calculator - This calculator helps you determine the gross paycheck needed to provide an required net amount.

Payroll Deductions - Use this calculator to help you determine the impact of changing your payroll deductions.

Section 125 Cafeteria Plan - Use this calculator to see how participating in your employer's Section 125 Cafeteria Plan can help you pay less tax, and increase your net take home pay.

Self-Employment Taxes - If you are self-employed, operate a farm or are a church employee use this calculator to determine your self-employment taxes.

U.S. 1040EZ Tax Estimator - Many people can use the 1040EZ tax form instead of the more complicated 1040 to calculate their taxes. Containing only seven required inputs, the 1040EZ is one of the quickest forms to calculate your tax bill.

Savings Calculators

College Savings - Use this calculator to help develop or fine tune your education savings plan.

Cool Million - Find out when your savings plan may make you a millionaire!

Don't Delay Your Savings! - Waiting to begin your savings plan can have a huge impact on your results. This calculator helps show you how much postponing your savings plan can really cost.

Lunch Savings - Use this calculator to see how a simple change such as bringing a bagged lunch to work can really add up.

Savings Calculator - Find out how consistent investments over a number of years can be an effective strategy to accumulate wealth.

Savings, Taxes, and Inflation - Use this calculator to determine how much your savings will be worth with these two important variables in mind.


Personal Finance

Checkbook Balancer - Balance your checkbook with this quick and easy calculator.

Home Budget Analysis - Analyze your budget, see where your money goes and find out where you can improve!

Should my spouse work? - This calculator is designed to help you see the financial impact of having either one or two incomes for your household.

Student Budget - This calculator is specifically designed to help students understand their expenses and income while attending a university, college or other full-time educational institution

Insurance Calculators

Health Savings Account (HSA) Contribution Calculator - This calculator determines the amount you are allowed to deposit into an HSA account for the current tax year.

Life Insurance Calculator - How much life insurance do you really need? Find out here!

Variable Annuity Calculator - How can a variable annuity help you save for retirement? Use this calculator to find out.

Business Calculators

Breakeven Analysis - Find out how many and what price you must sell your product at to make a profit.

Business Valuation - Discounted Cash Flow - This tool calculates a business valuation based upon the discounted cash flow methodology – illustrating how changes in projected growth rates and capital assumptions impact the business Net Present Value.

Cash Flow Calculator - Having adequate cash flow is essential to keep your business running. Use this calculator to help you determine the cash flow generated by your business.

Commercial Loan Calculator - Use this calculator to estimate your debt service coverage with a new loan. If your debt service coverage is high enough, including your new loan payment, you have a good chance of being approved.

Financial Ratios - This calculator helps you to zero in on areas of your business that may need attention. Areas such as solvency, liquidity, operational efficiency and profitability.

Inventory Analysis - Use this calculator to determine how much inventory you should hold, and efficient timing of your inventory orders.

Like Kind Exchange - This calculator is designed to calculate and the recognized loss, gain and the basis for a Like Kind Exchange.

Profit Margin Calculator - This calculator can help you determine the selling price for your products to achieve a desired profit margin.

Working Capital Needs - Working capital essential to running your business. This calculator assists you in determining your working capital needs for the next year.